Pet insurance is designed to cover expenses primarily for which of the following?

Pet insurance is designed to cover expenses primarily for medical care. This form of insurance helps pet owners manage the financial burden of unexpected veterinary bills, including routine check-ups, emergency care, surgery, and medications. By having pet insurance, owners can ensure that they are financially prepared to provide necessary medical treatment for their pets, which can sometimes be quite costly.

In contrast, options such as food, maintenance costs, and toys do not fall under the coverage of pet insurance. These are considered regular expenses associated with pet ownership rather than unexpected or high-cost medical expenses that insurance is meant to alleviate. Therefore, the focus of pet insurance is squarely on medical care, making it a critical resource for responsible pet owners who want to provide the best care for their animals without excessive financial strain.